Today, there are a number of companies claiming to insure motorcycles, but most have age limitations and strict rules about vehicle modification.

  • ATV’s (Dirt Bikes)
  • Customized Motorcycles
  • Street Bikes
  • Liability and comprehensive and collision coverage

What typically does motorcycle insurance policy cover?

Motorcycle insurance covers the motorcycle from damage caused by an accident as well as liability to other vehicles or injury caused to another party. Typically, you would make a claim through your motorcycle insurance policy in the same way you would an auto insurance policy.

You also get coverage for a number of accessories with are associated with motorcycle riding.  As an example your helmet, leathers, saddlebags and backrest should all be covered. However, the insurance on these accessories is limited so if you have an expensive helmet or other accessory it is recommended to insure it separately.


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